This Privacy Policy applies to the website and online services offered by Mon Roc Administrators (“MONROC”) through its domain monrocadministrators.com, including any mobile application or version of the Site (collectively the “Site”), describes the information collected through the Site, and how such information may be processed, used, or shared. By using the Site, you consent to the terms of this Privacy Policy. If you do not agree with this Privacy Policy, you cannot use, and must discontinue any use of, the Site.

Collection of your Personal Information

We do not collect any personal information about you unless you voluntarily provide it to us. However, you may be required to provide certain personal information to us when you elect to use certain products or services. These may include: (a) registering for an account; (b) entering a sweepstakes or contest sponsored by us or one of our partners; (c) signing up for special offers from selected third parties; (d) sending us an email message; (e) submitting your credit card or other payment information when ordering and purchasing products and services. MONROC’s use of your information includes, but may not be not limited to, communicating with you in relation to services and/or products you have requested from us. We also may gather additional personal or non-personal information in the future.

Sharing Information with Third Parties

MONROC does not sell, rent or lease its customer lists to third parties.

MONROC may share data with trusted partners to help perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to MONROC, and they are required to maintain the confidentiality of your information.

MONROC may disclose your personal information, without notice, if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on MONROC or the site; (b) protect and defend the rights or property of MONROC; and/or (c) act under exigent circumstances to protect the personal safety of users of MONROC, or the public.

Tracking User Behavior

MONROC may keep track of the websites and pages our users visit within MONROC in order to determine what MONROC services are the most popular. This data is used to deliver customized content and advertising within MONROC to customers whose behavior indicates that they are interested in a particular subject area.

Automatically Collected Information

Certain information may be provided automatically by the user’s web browser or application when entering or using the Site, including for example IP addresses, other device identifiers, browser types, operating systems, access dates and times, and referring and exiting URLs. This information is used for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the MONROC website.

Use of Cookies

The MONROC website may use "cookies" to help you personalize your online experience and to improve functionality and user experience. A cookie is a text file that is placed on your hard disk by a web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you.

One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the Web server that you have returned to a specific page. For example, if you personalize MONROC pages, or register with MONROC site or services, a cookie helps MONROC to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same MONROC website, the information you previously provided can be retrieved, so you can easily use the MONROC features that you customized.

You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the MONROC services or websites you visit.

Security of your Personal Information

MONROC maintains appropriate security procedures the objective of which is to keep your personal information confidential, and protect users’ personal information against loss, misuse, unauthorized access, disclosure or alteration, in accordance with applicable data protection and privacy laws. While we strive to protect your personal information, you acknowledge that: (a) there are security and privacy limitations inherent to the Internet which are beyond our control; and (b) security, integrity, and privacy of any and all information and data exchanged between you and MONROC through this Site is not guaranteed.

MONROC secures your personal information from unauthorized access, use, or disclosure. MONROC uses the following methods for this purpose:

 -          SSL Protocol

When personal information (such as a credit card number) is transmitted to other websites, it is protected through the use of encryption, such as the Secure Sockets Layer (SSL) .

Right to Deletion

Subject to certain exceptions set out below, on receipt of a verifiable request from you, we will:

• Delete your personal information from our records; and
• Direct any service providers to delete your personal information from their records.

Please note that we may not be able to comply with requests to delete your personal information if the personal information is necessary to:

• Complete the transaction for which the personal information was collected, fulfill the terms of a written warranty or product recall conducted in accordance with federal law, and provide a good or service requested by you, or reasonably anticipated within the context of our ongoing business relationship with you, or otherwise perform a contract between you and us;
• Detect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity; or prosecute those responsible for that activity;
• Debug to identify and repair errors that impair existing intended functionality;
• Exercise free speech, ensure the right of another consumer to exercise his or her right of free speech, or exercise another right provided for by law;
• Comply with the California Electronic Communications Privacy Act;
• Engage in public or peer-reviewed scientific, historical, or statistical research in the public interest that adheres to all other applicable ethics and privacy laws, when our deletion of the information is likely to render impossible or seriously impair the achievement of such research, provided we have obtained your informed consent;
• Enable solely internal uses that are reasonably aligned with your expectations based on your relationship with us;
• Comply with an existing legal obligation; or
• Otherwise use your personal information, internally, in a lawful manner that is compatible with the context in which you provided the information.

Children’s Privacy

MONROC does not knowingly collect, use, or disclose, either online or offline, personal information from persons under the age of thirteen. If MONROC is made aware that it has collected personal information from or about a child under 13 years of age in a manner that is inconsistent with the Children’s Online Privacy Protection Act, MONROC will delete this information as soon as possible, If you are under 18, you may not use monrocadministrators.com unless you have the permission of your parent or guardian.

E-mail Communications

From time to time, MONROC may contact you via email for the purpose of providing announcements, promotional offers, alerts, confirmations, surveys, and/or other general communication.

Third-Party Links

The Site may contain hyperlinks to the websites of third parties. If users decide to follow such links, users must be aware that MONROC does not take any responsibility for the third-party content or compliance of the third-party website with data privacy laws. This Privacy Policy does not apply to such third-party content or sites.  Users are encouraged to make themselves aware of applicable privacy laws and policies before they submit personal information to third-party websites.

Changes to this Statement

MONROC reserves the right to change this Privacy Policy at any time. We will notify you about significant changes in the way we treat personal information by sending a notice to the primary email address specified in your account, by placing a prominent notice on our website, or by updating any privacy. Your continued use of the Site and/or Services available after such modifications will constitute your: (a) acknowledgment of the modified Privacy Policy; and (b) agreement to abide and be bound by that Policy.

Contact Information

MONROC welcomes your questions or comments regarding this Statement of Privacy. If you believe that MONROC has not adhered to this Statement, please contact MONROC at:

Mon Roc Administrators

_________________

Vallejo, CA94590

Email Address:

bayona.m@sip401k.com

Telephone number:

7075583737

Version Dated: May 4th, 2023